Millions of women worldwide have benefited from the guidance of American personal finance expert Suze Orman in taking control of their financial well-being and thriving. The New York Times bestselling author is now focusing on the Middle East for the first time, giving readers of Khaleej Times special advice on how to handle their money as wisely as possible. Orman will answer all of your urgent financial questions, from paying off debt to investing wisely to saving for retirement.
To begin with, let me tell you the truth: you are never late; you are only late when you never start. At 38, you still have one really important advantage: time. It’s not the 20 or 30 years you may have had if you started in your 20s, but it’s plenty to generate actual wealth if you start making wise, disciplined decisions today.
It’s fantastic that you have already begun using mutual funds in your own India. Remain with broad-based, diversified equities funds, particularly index funds or exchange-traded funds (ETFs) that follow the Sensex or Nifty 50. Avoid getting sucked into the pursuit of sophisticated items or trending stocks. This race is won by slow and steady, but you have to be consistent.
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